Gold loan
For family needs such as school fees, medical bills or a function at home.
உங்கள் தங்கம், உங்கள் நம்பிக்கை
Gold loans, Agri loans and Business loans against your jewellery, from a local team you can walk in and meet. Your gold is weighed and tested in front of you, and your rate is printed on your receipt.
Four steps, from your first visit to taking your gold home.
1
Bring your gold jewellery and your Aadhaar card. You don't need an appointment.
2
Our appraiser checks the weight and purity in front of you and tells you the loan amount.
3
Sign the pledge form and get cash or a bank transfer. Your gold goes into the vault.
The interest rate, charges and repayment date are printed on your pledge receipt.
Every packet is sealed in front of you, kept in a strong-room vault, and tracked by packet number.
4
Pay in the app or at the branch. When the loan is cleared, take your gold home.
Our loans
All our loans are against your gold jewellery. The terms and details of each scheme are on the gold loan page.
For family needs such as school fees, medical bills or a function at home.
For farmers who need money for seeds, fertiliser, labour or equipment.
For traders and shop owners who need cash quickly for stock or running costs.
Manage on your phone
See your loans and payment history any time in the Nachiyar Gold Finance app.
In our customers' own words.
I needed money for my daughter's school fees. They weighed and tested my chain in front of me and explained the interest before I signed anything.
I took an Agri loan before the sowing season and repaid it after the harvest. They explained the interest clearly before I signed.
The staff were patient and answered all my questions. When I cleared the loan, my jewellery came back in the same sealed packet.
You are handing over family jewellery. Here is how we look after it.
Nachiyar Gold Finance Pvt Ltd, Govt. Reg. Lic. No. U64920TN2025PTC185875
The interest rate, charges and repayment date are printed on your pledge receipt.
See current schemesEvery packet is sealed in front of you, kept in a strong-room vault, and tracked by packet number.
Insurance cover: to confirm
Our appraiser checks the weight and purity of your gold at the counter, while you watch.
What to bringTalk to your branch manager first, then our customer care team on 90959 09311.
Customer careRun by a local team in Tenkasi district since year.
Check how much you owe and pay from your phone in the Nachiyar Gold Finance app. You don't need to visit the branch.
Leave your number and your branch will call you back.